The Federal Trade Commission, by law, has allowed every consumer in the United States access to a free annual credit report. The link below will take you to the site that offers this report. Be careful, as there are many sites on the internet that offer free credit reports but generally with some type of catch associated with doing so. The only true legitimate free annual credit report is directly associated with the FTC, so do not be fooled into giving your information to anyone.
Free Credit Reports (Federal Trade Commission Site)
You will be asked a series of questions to verify you identity. You will also be given the option to receive a report from one of the big three credit reporting agencies. Equifax, TransUnion or Experian. As a rule they are all pretty much equal. Once you have verified your identity, you will have access to this report. Please save it for future reference as it will become important to you in the event there are any discrepancies or you wish to utilize our services.