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Adjusted balance

Adjusted balance refers to the subtraction of payments or credits that are received during the current billing from the balance at the beginning of the billing cycle. For instance, if the balance in a card in the beginning is $ 1500 during the billing period and the payment of $ 500 is made by the cardholder during the billing period, he will be charged interest only for the remaining $ 1000.
This computation method is said to be very flexible and consumer- friendly. In other words, it is a computation technique for calculating finance charges used by card issuers, banks etc.

In this method, an adjusted balance is determined by deducting all the payments made during the billing cycle from the out standing balance at the beginning of the billing cycle. The advantage is the interest charges are relatively lower in this method when compared to other methods. This method is used in many saving schemes. More Terms Explained


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Professional Debt management services help you in handling personal your unsecured debts that are out of control.




Analyze your finance with the help of a debt counselor.

Lessen your interest charges. Compose a refunding plan. Organize a combined payment.
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Combine your loans that are of separate unsecured and mortgage loans to eliminate your high interest rates.
Consolidate and pay the left over interest rates on your loans.
Increase your debt payments.
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